If you’re leaving government service soon and...

"Worried if You Have Enough Money to Live Comfortably, How Much Tax You’ll Pay, or Whether You’re Making The Right Choices…

This Masterclass is FOR YOU"

Join the online Retire vs Resign Masterclass™, live from the comfort of your home and discover the hidden truths that most government employees are never told.

The Retire vs Resign Masterclass™ is streamed ONLINE via ZOOM

Begins Live, Saturday, 30 May @ 9 AM

Only 100 seats available. Don’t miss out.​

One decision will define your future: Retire or Resign.

But have you ever caught yourself thinking…

“What if I choose wrong… and regret it for the rest of my life?”

“What if my pension isn’t enough… and I’m forced to depend on my children just to survive?”





“What if I pass away… and my family inherits nothing from everything I’ve worked for?”

These aren’t small worries. They’re life-defining fears.

And the hardest part?

Most government employees never get straight answers until it’s too late.

If you started government service before March 1998, there’s a hidden tax-free benefit buried in your pension.

One benefit that could save you hundreds of thousands in tax when you leave.

Here’s the catch: most members are never told about it. They walk away blind and lose the money forever.

And once it’s gone… it’s gone for good.

That’s why the Retire vs Resign Masterclass™ is designed exclusively for government employees who started before 1998 so you know exactly how to claim what’s yours before it disappears.

In just 2 hours, you’ll gain the clarity, confidence, and concrete steps you need to protect your income, safeguard your family, and make the decision that secures your future.

Here Are Just Some Of The Government Employees Already Reaping the Benefits of The Retire vs Resign Masterclass™

Want the truth? I Built The Retire vs Resign Masterclass™ 


After Years Of Doing EVERYTHING WRONG…

I know your pain. I’ve been in your shoes.

And I’ve made just about every mistake you can make when it comes to retiring and resigning.

Here’s just a glimpse:

  • I’ve watched my Dad lose over R500 000 when he left government

  • I’ve miscalculated a member’s pre-98 tax and had to personally repay them over R180 000.

  • I’ve failed to properly compare retirement and resignation… and the member was locked into the wrong solution for life.

  • I’ve failed to explain the gratuity lump sum fine print and it cost a member R225 000.

  • I’ve forgotten to factor the tax on capped leave… and it cost another member R45 000.

  • I’ve invested a member’s money into leading investment companies, only to discover during Covid, that member lost over R750 000 in two weeks.

  • I’ve advised a member to retire just to keep their medical aid subsidy, only to realise when he passed away a few years later, his children over R2 200 000.

  • I’ve failed to plan properly ahead and a member’s payout was delayed by 8 months.

But every painful mistake taught me something.

And over time, I built a roadmap

  • A roadmap that finally puts you in control of your money, not the pension fund, investment companies or financial advisors.

  • A roadmap that stops you from repeating the devastating mistakes that have already robbed government employees of hundreds of thousands, even millions.

  • A roadmap that protects your family, ensuring they inherit every cent you’ve worked decades for, instead of watching it vanish to the fund or tax.

That’s what I’ll be sharing with you…

Meet Your Host For The Event Dhevan Naicker:
Retire vs Resign Specialist

Dhevan Naicker is the author of What They Don’t Want You To Know, the explosive book where, for the first time ever, he pulls back the curtain and reveals the exact strategies that have helped hundreds of government employees save millions in unnecessary taxes and finally secure the legacy their families deserve.

Dhevan didn’t choose this path, it chose him.


At just 13 years old, he watched his father leave government employment without the right advice. One financial decision cost their family over R500,000. What followed was years of struggle. His dad opened a small tuck shop just to survive. His mother, a full-time housewife, began waking up before sunrise to cook meals to sell.

They worked tirelessly just to keep the lights on.

Then, in 2023, tragedy struck again. Dhevan received a call that would change his life forever: his mother had passed away suddenly at just 62 years old. The grief was overwhelming—but it left him with one haunting question:

Could things have been different… if only his dad had been given the right information?

That question became his mission.

Today, Dhevan is a Certified Financial Planner™, a cum laude graduate with a Postgraduate Diploma in Financial Planning, and one of South Africa’s leading specialists for government employees planning to retire or resign.

He made a promise to his late mother that no other government employee should suffer the way his family did.

And he’s kept that promise, helping hundreds of government Educators avoid costly mistakes, save millions in unnecessary tax, and protect their family’s future.

What You’ll Discover Inside This Workshop Might Shock You

Most government employees think the big question is ‘Should I retire or resign?’ 

But this is not about the pension fund or investment companies.

This is about you.

Here’s just a taste of what we’ll unpack together:

  • The hidden truths about retiring vs resigning that THEY don’t want you to know.

  • The 7 costly mistakes members make when leaving public service and how to avoid them.

  • How members who started working before 1998 could save hundreds of thousands in tax, like former Principal P. Mgenge.

  • Legacy secrets: how to ensure your family inherits what you worked for, instead of the pension fund or investment companies.

  • Medical aid myths: What you haven’t been told and the hidden trap it sets for government employees.

  • How you can avoid the capped leave trap, just like Capt. M. Harold did and get paid out more.

  • The exclusive investment solutions designed specifically for government employees and how members are already using them to grow their savings safely while keeping control of their money.

  • Plus, the #1 truth most members only discover when it’s too late.

Here’s what happens when government employees stop guessing and start applying the Retire vs Resign Masterclass™ strategies.

The Wrong Decision Can Quietly Destroy Everything You’ve Worked For

One bad choice, retire or resign without the right plan, can ruin everything.

Not just your money… but your dignity, your security, and your family’s future.

And the worst part?

You don’t realize the damage until it’s too late.

  • Have you ever lost sleep worrying your pension won’t keep up with rising costs and runs out before you do?

  • Have you ever felt stuck because one mistake could cost you thousands?

  • Have you ever felt overwhelmed by colleagues, unions, and advisors all giving different answers and you don’t know who to trust?

  • Have you ever felt helpless that SARS could take as much as they want from you and there’s nothing you can do about it?

  • Have you ever felt torn between securing enough income for yourself and leaving a legacy for your children?

If you’ve felt even one of these…

You're not alone, but you can’t afford to keep living like this.

Because the real cost isn’t the wrong retirement or resignation decision.

It's the money lost to SARS,

the legacy gone

the lifelong regret

and the peace of mind you’ll never get back.

That ends now.

Bring Your Spouse. This Decision Affects Them Too

This is one of the most important financial decisions of your life.

Whether you retire or resign will impact your income, your tax position, and your family’s long-term security for years to come.

That’s why we strongly encourage you to have your spouse or adult children sit in with you online.

Many members choose to watch together because when they do:

  • Everyone hears the same information

  • Everyone understands the facts clearly

  • And you leave knowing you’ve asked the right questions and considered every option

Let’s face it, once this decision is made, there’s no going back.

We want you to feel confident knowing that whichever route you take, the people closest to you understand it and support you.

That’s why they’re welcome to join online at no additional cost.

Choose Your Experience

This Masterclass will change the way you make the most important financial decision of your life.

Limited to 90 seats per venue

R97

  • Full access to the 2-hour Retire vs Resign Masterclass™, live and in person

  • A free copy of What They Don’t Want You To Know. Dhevan Naicker’s latest book revealing the hidden truths buried in your pension

  • The 7 Steps to Financial Freedom Roadmap. The clear path to saving tax, securing income, and protecting your legacy

Each venue is strictly limited to 90 General Admission seats. Secure yours before they’re gone.

Only 10 seats available per venue

R497

Everything in General Admission.

A private 1-on-1 consultation with Dhevan, personalised guidance on your retire vs resign options valued at R997.

VIP Wealth Protection Toolkit (valued at R497) including:

  • The Pre-1998 Benefit Checklist

  • The True 1/3rd Calculator Guide

  • The Medical Aid Strategy Sheet

This level of access is limited to 10 VIP attendees per venue. If you’re serious, act fast.

The Retire vs Resign Masterclass™ is streamed ONLINE via ZOOM

Begins Live, Saturday, 30 May @ 9 AM

Only 100 seats available. Don’t miss out.​

Frequently Asked Questions

Why is this Masterclass only for government employees who started before March 1998?

If you started before 1998, you qualify for a unique tax-free benefit that could save you hundreds of thousands. The Masterclass is designed to show you how to claim it because once it’s gone, it’s gone forever.

I started after 1998, can I still attend?

This Masterclass is reserved exclusively for government employees who started before 1998, because the strategies focus on unlocking a hidden tax-free benefit only available to them. Every seat is verified using your pension statement to protect the room for the right members.

I’m not a government employee but I am retiring. Can I attend?

This Masterclass is reserved exclusively for government employees who started before March 1998, because the strategies focus on their pension rules and hidden tax-free benefits. If you’re in the private sector, these solutions won’t apply to you

Will this event push me to resign?

This Masterclass is not about pushing you one way or the other. It’s about showing you the hidden truths and strategies so you can make the smartest decision for yourself, whether that’s retiring or resigning.

Will this be recorded? What if I can’t attend live?

There will be no replay for General Admission or VIP. This is a live, once-only experience. If you're serious, block the time and show up.

The VIP tickets are sold out, can I pay extra to get one?

VIP is strictly capped at 10 seats per venue, and once they’re gone, they’re gone. Every VIP experience is designed to be personal and exclusive. If you miss it, your only option is General Admission.

Retirement Wellness SA, F110A, IZULU OFFICE PARK, REY’S PLACE, BALLITO, 4399, South Africa
Authorised Financial Service Provider FSP 31609

Copyright © Retirement Wellness SA

www.retiresa.co.za | [email protected] | 081 890 6952

The Retire vs Resign Masterclass DOES NOT provide advice in terms of the General Code of Conduct and therefore you are not afforded the same protections in respect of those additional products or services that may apply in respect of the provision of financial products or services in terms of the Act.

Disclaimer: The guidance on ‘Retire or Resign’ decisions provided here is independent and not issued by or on behalf of the Government Employees Pension Fund (GEPF). We do not act on behalf of the GEPF.